Split bills to the kopeck, keep group ledgers, track loans, and collect recurring payments — one running balance with everyone, all paid back by bank QR.
Every way money moves between people — one app, one running balance, one way to get paid back.
Item-level and fractional. Friends join by link with nothing to install.
Roommates, trips and flatmates — a live running balance you can settle any time.
Track a favor as a two-person ledger — add interest, a schedule and reminders.
Rent, Netflix, memberships — collect every cycle and nudge whoever hasn’t paid.
Type a total, or snap the receipt and Navpil reads every item and price for you.
Share one link. Each person taps their items — a whole dish, or a half or third of one.
Navpil shows who owes what and a bank QR. Two taps in any banking app and it’s settled.
They tap your link, type their name, and claim their items — right in the browser. Only the person organizing needs an account. Everyone else just pays and gets on with the night.
Claim a whole dish, or split it in halves and thirds. A segmented ring always shows what's still unclaimed.
Point your camera and Navpil reads every item and price — no typing the whole bill. Unlimited on-device scanning in the app, plus 30 cloud scans a year on the house.
Tax and tip spread proportionally to what each person claimed. Rounding never quietly disappears.
A scannable QR for Ukrainian (NBU) and European (EPC) banks, plus a copy-paste IBAN and reference. Two taps in any banking app and it's done.
The same ledger that splits dinner also settles the money that outlives it.
A loan is just a two-person ledger — one running balance for every advance. Keep it a plain interest-free IOU, or add interest, a schedule and reminders. Navpil tracks; it never lends.
Set a cycle once and Navpil tracks who has paid this period, shows a roster at a glance, and quietly nudges whoever hasn’t — so you stop being the group’s accountant.
Warm thermal-paper light mode, a true dark mode for dim restaurants, and tabular numbers that line up every time. Navpil is built to be glanced at across a busy table — not squinted at.
Splitting, group ledgers, your whole history and interest-free IOUs cost nothing, for everyone. Navpil Pro is one payment for the person doing the organizing — it never expires and never renews.
Already have Navpil Pro? Upgrade to Pro + Scanning for ₴99 — ₴298 in total, so starting small is never punished. Just need scans for one trip? 100 scans — ₴149, they never expire, and they work on a free account too (Pro and a pack is ₴348 for a fifth of the scans, so the bundle wins).
Split bills, track loans, run groups, collect recurring. Free to start — and get paid back the same night.